The Irish transport sector could be paying millions of euros in unnecessary insurance costs by using a vehicle camera solution that is not suitable for cross-border operations according to Mark Stamper, Managing Director of Intelligent Telematics (IRE).
With many forward-facing cameras in the marketplace at risk of losing critical video footage of an accident and failing to provide real-time alerts when an incident occurs, transport operators have no means of defending or mitigating insurance claims to minimise financial losses.
“With the Irish logistics industry supporting the country’s expanding export sector, a significant proportion of vehicles are operating cross-border to and from the UK and continental Europe,” explains Stamper. “However, traditional vehicle cameras, that only use an SD memory card, typically overwrite data in less than three days and do not provide immediate access to any captured footage. This means transport operators are at risk of losing evidence of what took place and are unable to take advantage of first notification of loss.”
For example, instant intervention following a driving incident can reduce the cost of an insurance claim by as much as 60 per cent by taking control of the claims handling process and minimising the financial impact. Therefore, road transport businesses operating cross-border need to consider adopting a 3G vehicle camerasolution that transmits video footage immediately to a web-based portal and provides real-time email and SMS alerts. A triggered event can then be viewed within minutes of it occurring and the footage along with supporting vehicle data safely stored.
Furthermore, by using a vehicle camera that combines both 3G and SD card technology, it is possible to gain greater visibility over fleet and driver performance. Not only will the solution capture and transit footage of any collision or near miss, but also record harsh driving events, so transport operators can target improvements in driver behaviour to help reduce fuel costs, minimise environmental impact and support a Duty of Care strategy. Meanwhile, changes to the camera set-up or software updates can be handled remotely to reduce vehicle downtime and avoid operational disruption.
“Any vehicle camera needs to be storing video footage of road collisions and driving incidents in a safe and easily accessible way to help Irish road transport operators to prove exactly what happened and protect against avoidable financial losses. With this in mind, it is essential that companies carefully consider any investment to ensure a solution is fit for purpose, so they can avoid potentially spiralling costs and operate responsibly,” concludes Stamper.
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